Braces and Clear Aligner Cost and Financing in Maryville, TN
Orthodontic treatment at Maryville Family Orthodontics is designed to fit your family’s budget. We offer no-interest, in-house payment plans with down payments as low as $500 (and low or no-down options), monthly payments starting around $145, and help using your insurance, HSA, and FSA. Your exact cost is set at your free consultation, with no surprises.
We believe every family in Maryville deserves a confident, healthy smile without a stressful price tag. A lot of orthodontic websites will not tell you anything real about cost, just “it depends, come on in.” We do it differently. Below you will find straight answers about what braces and clear aligners cost, how our payment plans work, and how we help you use every dollar of insurance and tax-advantaged savings you have. And when you come in for your complimentary consultation, Dr. Monica Ginart will give you an exact, personalized quote before you decide anything.
How Much Do Braces Cost in Maryville?
The honest answer is that the cost of braces or clear aligners depends on your treatment: how much your teeth need to move, which appliance you choose, and how long you are in care. A short cosmetic case and a full two-year treatment are not the same price. That is why we give every patient an exact quote at a free exam rather than a vague range that may not apply to you.
What we can tell you up front is how affordable we make it. Instead of one large bill, most families spread treatment over low monthly payments with little or nothing down. Your quote also covers the whole journey, not just the braces themselves, so there are no add-on fees along the way.
Your treatment fee includes:
- Orthodontic records and X-rays
- All appliances and orthodontic materials
- Every regular orthodontic visit
- Emergency appointments when you need them
- One set of retainers after treatment
Flexible, No-Interest Payment Plans
We understand that every family’s budget is different, so we keep our in-house financing simple and interest-free.
- No-interest, in-house payment plans (no third-party lender)
- Down payments starting at $500, with low or no-down options available
- Monthly payments starting as low as $145
- Automatic payments from a checking account or credit card
- A discount when you pay in full
Families often ask us, “Can I pay around $100 a month for braces?” Our plans start as low as $145 a month with zero interest, and your exact monthly amount depends on your treatment and the down payment you choose. We will build a plan with you at your consultation so the number works for your household.
We are also proud to offer additional discounts for multiple family members, military families, first responders, and teachers.
Insurance, HSA, and FSA
Our team helps you get the most from your orthodontic benefits and lower your out-of-pocket cost wherever possible.
- We accept most insurance plans
- We handle direct insurance billing
- We accept assignment of benefits when allowed
- We accept Health Savings Account (HSA) funds
- We accept Flexible Spending Account (FSA) funds
We are in-network with Delta Dental and Blue Cross Blue Shield, and we regularly work with many other providers, including Cigna, MetLife, United Healthcare, and United Concordia. Even if we are out-of-network with your plan, our team has years of experience helping patients use their orthodontic benefits successfully.
Manage Everything Online With OrthoFi
We make the financial side simple through our secure OrthoFi system. With a free OrthoFi account you can complete your patient forms before your visit, customize a payment plan that fits your budget, make payments securely from home, and view or print invoices anytime. Whether you are a new or returning patient, it keeps every step easy. You can register a free OrthoFi account or log in to an existing account anytime.
Start With a Free Consultation
Great orthodontic care should feel within reach. Call Maryville Family Orthodontics at (865) 724-0505 or request your free consultation online, and we will show you exactly how affordable a healthier smile can be. We are located at 2014 W Broadway Ave, Maryville, TN 37801, serving Maryville, Alcoa, and Blount County.
Frequently Asked Questions
We believe orthodontic care should feel accessible, straightforward, and stress-free for every family. Patients often have questions about monthly payments, insurance coverage, and budgeting for braces or clear aligners. Below are answers to some of the most common questions families ask about financing orthodontic treatment at Maryville Family Orthodontics.
Can I pay for braces monthly instead of all at once?
Yes. Most of our patients choose a monthly plan. Our in-house financing is interest-free, starts as low as $145 a month, and can be set up with a down payment of $500 or less so you can start treatment without a large upfront cost.
Do you offer financing with no interest?
Yes. Our payment plans are in-house and carry no interest, so the amount you finance is the amount you pay. There is no outside lender and no credit-card-style interest added on.
Can I use my HSA or FSA to pay for orthodontic treatment?
Yes. Braces and clear aligners are eligible expenses under most Health Savings and Flexible Spending Accounts, which lets you pay with pre-tax dollars. Our team is glad to walk you through using those funds.
Will my insurance lower the cost of braces?
Often, yes. Many dental plans include an orthodontic benefit that applies to braces and clear aligners. We are in-network with Delta Dental and Blue Cross Blue Shield, verify your benefits for you, and bill your insurer directly whenever we can.
How do I find out exactly what my treatment will cost?
Book a free consultation. Dr. Ginart will examine your smile, recommend the right treatment, and our team will show you your exact fee, your estimated insurance coverage, and a monthly plan that fits your budget, all before you commit.